How the TTC two-hour transfer works with PRESTO and credit cards
Understand the two-hour clock, keep your payment method consistent and avoid paying twice when combining classes, errands and a ride home.
The TTC two-hour transfer lets you make eligible TTC trips within two hours of your first fare tap without paying another TTC fare. It works with PRESTO cards, PRESTO Tickets and supported debit or credit cards, including mobile wallets. Use the same card, ticket or device throughout. The benefit is automatic; you do not buy a separate two-hour pass.
The common mistakes are treating the clock as two hours from every transfer, switching from a phone to the physical bank card behind it, or assuming a paper cash transfer has the same rules. For students and newcomers, those small differences can turn a short errand into two paid journeys. This guide explains the timing through everyday examples, then separates TTC travel from GO and other regional connections.
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